Updated: Friday, January 9, 2026

The Accumulation Unit Values (AUVs) shown below represent Horace Mann's individual variable annuities with mortality and expenses risk (M&E) fees of 1.25 percent. The AUVs are as of the market close at 3:00 p.m. CST. Horace Mann Life Insurance Company has other annuity contracts with different M&E fees resulting in different AUVs than those shown below. If you want to know the AUV specific to your annuity contract, please consult your policy information. This will require a sign-on or registration before you can access your data.

Annuity

Switch to 0.95 M&E factor

Investment Option	AUV as of 01/09/2026	AUV as of 01/08/2026	AUV Change	Percentage Change
Alger Mid Cap Growth I-2	54.7829	54.1635	0.6194	1.13%
Allspring VT Discovery SMID Growth Fund	74.6148	73.9103	0.7045	0.94%
American Funds Insurance Series New World Class 1	43.3525	43.0714	0.2811	0.65%
American Funds IS Growth Fund	407.6457	404.5219	3.1238	0.77%
American Funds IS International Growth & Income Class 1	27.2723	27.0578	0.2145	0.79%
American Funds IS Managed Risk Asset Allocation	21.4864	21.3095	0.1769	0.82%
American Funds IS New World Fund	47.1149	46.8021	0.3128	0.66%
American Funds IS US Government Securities Fund Cl1	12.6645	12.6649	-0.0004	0.00%
American Funds IS Washington Mutual Investors Class 1	34.3684	34.0555	0.3129	0.91%
American Funds IS Washington Mutual Investors FundCl 4	40.4846	40.1252	0.3594	0.89%
BlackRock High Yield Variable Insurance Fund Class1	10.4550	10.4350	0.0200	0.19%
BlackRock High Yield Variable Insurance Fund III	10.2406	10.2357	0.0049	0.05%
BNY Mellon Investment Products: Small Cap Stock Index Portfolio	55.6796	55.2404	0.4392	0.79%
Calvert VP SRI Balanced I	3.9400	3.9128	0.0272	0.69%
ClearBridge Variable Small Cap Growth	42.6622	42.0035	0.6587	1.54%
CVT S&P Mid Cap 400 Index Portfolio	250.6876	248.5952	2.0924	0.83%
Dimensional VA US Targeted Value	40.6356	40.3939	0.2417	0.59%
Fidelity VIP Freedom 2015 Service Class 2	20.3575	20.2906	0.0669	0.33%
Fidelity VIP Freedom 2020 Fund Initial Class	21.5383	21.4430	0.0953	0.44%
Fidelity VIP Freedom 2025 Fund Initial Class	23.6081	23.5012	0.1069	0.45%
Fidelity VIP Freedom 2025 Service Class 2	24.4408	24.3290	0.1118	0.46%
Fidelity VIP Freedom 2030 Fund Initial Class	24.9007	24.7771	0.1236	0.50%
Fidelity VIP Freedom 2035 Fund Initial Class	42.1749	41.9301	0.2448	0.58%
Fidelity VIP Freedom 2035 Service Class 2	43.7477	43.4906	0.2571	0.59%
Fidelity VIP Freedom 2040 Fund Initial Class	43.5845	43.2865	0.2980	0.68%
Fidelity VIP Freedom 2045 Fund Initial Class	44.1380	43.8178	0.3202	0.73%
Fidelity VIP Freedom 2045 Service Class 2	46.1032	45.7799	0.3233	0.70%
Fidelity VIP Freedom 2050 Fund Initial Class	39.9807	39.6874	0.2933	0.73%
Fidelity VIP Freedom 2055 Fund Initial Class	19.6406	19.4943	0.1463	0.74%
Fidelity VIP Freedom 2055 Service Class 2	19.4368	19.2912	0.1456	0.75%
Fidelity VIP Freedom 2060 Initial Class	19.7444	19.5938	0.1506	0.76%
Fidelity VIP Freedom 2065 SC2	19.3473	19.2113	0.1360	0.70%
Fidelity VIP Freedom Retirement Income Initial	14.5943	14.5577	0.0366	0.25%
Fidelity VIP FundsManager 20% Service Class 2	14.6598	14.6212	0.0386	0.26%
Fidelity VIP FundsManager 50% Service Class 2	21.1414	21.0485	0.0929	0.44%
Fidelity VIP FundsManager 60% Service Class 2	21.6352	21.5088	0.1264	0.58%
Fidelity VIP FundsManager 70% Service Class 2	25.6738	25.5241	0.1497	0.58%
Fidelity VIP FundsManager 85% Service Class 2	28.8220	28.6233	0.1987	0.69%
Fidelity VIP Index 500 Portfolio (SC2)	845.7117	840.2699	5.4418	0.64%
Fidelity VIP Investment Grade Bond Portfolio (SC2)	23.4789	23.4370	0.0419	0.18%
Fidelity VIP Overseas Portfolio (SC2)	51.3386	50.8439	0.4947	0.96%
Fidelity VIP Real Estate Portfolio Service Class 2	25.2236	25.2101	0.0135	0.05%
Fidelity VIT Investment Grade Bond Initial Class	13.1679	13.1452	0.0227	0.17%
Goldman Sachs Government Money Market Fund Institutional	1.0916	1.0914	0.0002	0.02%
Janus Henderson Global Technology and Innovation Fund Class I	27.1420	26.8802	0.2618	0.96%
Janus Henderson Global Technology and Innovation Fund Class S	27.1358	26.8740	0.2618	0.96%
Janus Henderson VIT Enterprise	147.7893	146.7782	1.0111	0.68%
JPMorgan Small Cap Value	50.7613	50.4556	0.3057	0.60%
Lord Abbett Developing Growth Portfolio	63.2179	62.1504	1.0675	1.69%
LVIP JPM US Equity Fund	94.3901	93.7500	0.6401	0.68%
MFS Mid Cap Value Portfolio	21.6714	21.5667	0.1047	0.48%
MFS VIT III Blended Research Small Cap Equity Portfolio Initial Class	24.8197	24.7244	0.0953	0.38%
MFS VIT III Mid Cap Value Portfolio Initial Class	17.1634	17.0820	0.0814	0.47%
MFS VIT International Growth Service	24.4325	24.2174	0.2151	0.88%
MFS VIT New Discovery Initial	28.7755	28.4624	0.3131	1.09%
Neuberger Berman Genesis Fund (Advisor Class)	63.2207	62.7156	0.5051	0.80%
Putnam VT Sustainable Leaders IA	79.7538	79.2567	0.4971	0.62%
T Rowe Price Blue Chip Growth Portfolio	88.3599	87.7601	0.5998	0.68%
T Rowe Price Emerging Markets Stock Fund - Invest	48.2438	48.0181	0.2257	0.47%
T Rowe Price Equity Income Fund - Investor Class	67.0227	66.7384	0.2843	0.42%
T Rowe Price Global Real Estate - Investor Class	23.8239	23.7979	0.0260	0.11%
T Rowe Price Growth Stock Fund - Investor Class	177.9105	176.8617	1.0488	0.59%
T Rowe Price International Bond Fund-Investor Class	7.8495	7.8586	-0.0091	-0.12%
T Rowe Price New Horizons Fund - Investor Class	109.4689	108.3285	1.1404	1.04%
T Rowe Price New Income Fund - Investor Class	9.6329	9.6061	0.0268	0.28%
T Rowe Price Overseas Stock Fund - Investor Class	18.2110	18.0262	0.1848	1.01%
T Rowe Price Small Cap Value - Investor Class	83.4880	82.7793	0.7087	0.85%
T Rowe Price Spectrum Income Fund-Investor Class	15.0742	15.0569	0.0173	0.11%
Templeton Global Bond Securities Fund - Class 4	18.1893	18.2169	-0.0276	-0.15%
Templeton Global Bond VIP Fund Class 1	14.8542	14.8865	-0.0323	-0.22%
Vanguard 500 Index Admiral Shares	665.5429	661.2598	4.2831	0.64%
Vanguard Developed Markets Index Admiral Shares	24.3961	24.1732	0.2229	0.91%
Vanguard Emerging Markets Stock Index Admiral Shares	53.5359	53.3977	0.1382	0.26%
Vanguard Extended Market Index Signal Shares	166.6624	165.5331	1.1293	0.68%
Vanguard Federal Money Market Fund	1.1043	1.1040	0.0003	0.03%
Vanguard High-Yield Corporate Fund Admiral Shares	8.0257	8.0220	0.0037	0.05%
Vanguard Mid-Growth Fund	53.0169	52.6688	0.3481	0.66%
Vanguard Real Estate Index Fund Admiral Shares	160.1996	159.8765	0.3231	0.20%
Vanguard Retirement Income Fund	18.4661	18.4139	0.0522	0.28%
Vanguard Selected Value Fund	62.4829	62.2139	0.2690	0.43%
Vanguard Small Cap Index Admiral Shares	132.7527	131.5234	1.2293	0.93%
Vanguard Target Retirement 2025 Fund	29.5485	29.4181	0.1304	0.44%
Vanguard Target Retirement 2030 Fund	56.6453	56.3838	0.2615	0.46%
Vanguard Target Retirement 2035 Fund	36.7576	36.5742	0.1834	0.50%
Vanguard Target Retirement 2040 Fund	66.7731	66.4082	0.3649	0.55%
Vanguard Target Retirement 2045 Fund	44.1416	43.8818	0.2598	0.59%
Vanguard Target Retirement 2050 Fund	72.9837	72.5168	0.4669	0.64%
Vanguard Target Retirement 2055 Fund	77.0802	76.5931	0.4871	0.63%
Vanguard Target Retirement 2060 Fund	68.0778	67.6545	0.4233	0.62%
Vanguard Target Retirement Fund 2020	46.5941	46.4445	0.1496	0.32%
Vanguard Total Bond Market Index Admiral Shares	11.2667	11.2404	0.0263	0.23%
Vanguard Variable Insurance Fund Equity Index Fund	108.6558	107.9690	0.6868	0.63%
Vanguard Variable Insurance Fund International Fund	47.5834	47.1367	0.4467	0.94%
Vanguard Variable Insurance Fund Mid-Cap Index	46.1120	45.8571	0.2549	0.55%
Vanguard Variable Insurance Fund Real Estate IndexPortfolio	17.2468	17.2032	0.0436	0.25%
Vanguard Variable Insurance Fund Small Co Growth	40.6934	40.4492	0.2442	0.60%
Vanguard Variable Insurance Fund Total Bond Mkt Idx	12.1519	12.1299	0.0220	0.18%
Vanguard VIF Global Bond Index	20.6486	20.6165	0.0321	0.16%
Vanguard VIF Short-Term Investment Grade Bond	11.5832	11.5836	-0.0004	0.00%
Wilshire VIT Global Allocation Fund	50.5577	50.3429	0.2148	0.42%

Version 2.0.3