Updated: Friday, April 24, 2026

The Accumulation Unit Values (AUVs) shown below represent Horace Mann's individual variable annuities with mortality and expenses risk (M&E) fees of 1.25 percent. The AUVs are as of the market close at 3:00 p.m. CST. Horace Mann Life Insurance Company has other annuity contracts with different M&E fees resulting in different AUVs than those shown below. If you want to know the AUV specific to your annuity contract, please consult your policy information. This will require a sign-on or registration before you can access your data.

Annuity

Switch to 0.95 M&E factor

Investment Option	AUV as of 04/24/2026	AUV as of 04/23/2026	AUV Change	Percentage Change
Alger Mid Cap Growth I-2	52.5277	52.4853	0.0424	0.08%
Allspring VT Discovery SMID Growth Fund	76.4301	76.0943	0.3358	0.44%
American Funds Insurance Series New World Class 1	45.4627	44.9135	0.5492	1.21%
American Funds IS Growth Fund	398.0022	394.0613	3.9409	0.99%
American Funds IS International Growth & Income Class 1	28.4626	28.3073	0.1553	0.55%
American Funds IS Managed Risk Asset Allocation	21.6986	21.6511	0.0475	0.22%
American Funds IS New World Fund	49.3247	48.7421	0.5826	1.18%
American Funds IS US Government Securities Fund Cl1	12.6573	12.6322	0.0251	0.20%
American Funds IS Washington Mutual Investors Class 1	34.5020	34.5400	-0.0380	-0.11%
American Funds IS Washington Mutual Investors FundCl 4	40.5630	40.6319	-0.0689	-0.17%
BlackRock High Yield Variable Insurance Fund Class1	10.5091	10.5038	0.0053	0.05%
BlackRock High Yield Variable Insurance Fund III	10.2863	10.2814	0.0049	0.05%
BNY Mellon Investment Products: Small Cap Stock Index Portfolio	59.8416	59.5206	0.3210	0.54%
Calvert VP SRI Balanced I	3.9529	3.9259	0.0270	0.68%
ClearBridge Variable Small Cap Growth	43.5438	43.3212	0.2226	0.51%
CVT S&P Mid Cap 400 Index Portfolio	263.4753	262.8993	0.5760	0.22%
Dimensional VA US Targeted Value	43.3790	43.4498	-0.0708	-0.16%
Fidelity VIP Freedom 2015 Service Class 2	20.7332	20.6620	0.0712	0.34%
Fidelity VIP Freedom 2020 Fund Initial Class	22.0018	21.9166	0.0852	0.39%
Fidelity VIP Freedom 2025 Fund Initial Class	24.1925	24.0802	0.1123	0.46%
Fidelity VIP Freedom 2025 Service Class 2	25.0248	24.9221	0.1027	0.41%
Fidelity VIP Freedom 2030 Fund Initial Class	25.5833	25.4539	0.1294	0.51%
Fidelity VIP Freedom 2035 Fund Initial Class	43.4239	43.1951	0.2288	0.53%
Fidelity VIP Freedom 2035 Service Class 2	45.0011	44.7759	0.2252	0.50%
Fidelity VIP Freedom 2040 Fund Initial Class	45.1005	44.8440	0.2565	0.57%
Fidelity VIP Freedom 2045 Fund Initial Class	45.8286	45.5607	0.2679	0.58%
Fidelity VIP Freedom 2045 Service Class 2	47.8446	47.5456	0.2990	0.62%
Fidelity VIP Freedom 2050 Fund Initial Class	41.5353	41.2815	0.2538	0.61%
Fidelity VIP Freedom 2055 Fund Initial Class	20.4139	20.2842	0.1297	0.64%
Fidelity VIP Freedom 2055 Service Class 2	20.1934	20.0644	0.1290	0.64%
Fidelity VIP Freedom 2060 Initial Class	20.5321	20.3991	0.1330	0.65%
Fidelity VIP Freedom 2065 SC2	20.1000	19.9823	0.1177	0.59%
Fidelity VIP Freedom Retirement Income Initial	14.8369	14.7873	0.0496	0.33%
Fidelity VIP FundsManager 20% Service Class 2	14.8952	14.8438	0.0514	0.35%
Fidelity VIP FundsManager 50% Service Class 2	21.7729	21.6605	0.1124	0.52%
Fidelity VIP FundsManager 60% Service Class 2	22.3785	22.2488	0.1297	0.58%
Fidelity VIP FundsManager 70% Service Class 2	26.6926	26.5218	0.1708	0.64%
Fidelity VIP FundsManager 85% Service Class 2	30.1573	29.9160	0.2413	0.80%
Fidelity VIP Index 500 Portfolio (SC2)	868.7758	861.9080	6.8678	0.79%
Fidelity VIP Investment Grade Bond Portfolio (SC2)	23.4927	23.4506	0.0421	0.18%
Fidelity VIP Overseas Portfolio (SC2)	51.3134	51.0733	0.2401	0.47%
Fidelity VIP Real Estate Portfolio Service Class 2	27.1324	27.1639	-0.0315	-0.12%
Fidelity VIT Investment Grade Bond Initial Class	13.1783	13.1672	0.0111	0.08%
Goldman Sachs Government Money Market Fund Institutional	1.0989	1.0986	0.0003	0.03%
Janus Henderson Global Technology and Innovation Fund Class I	29.5208	28.7142	0.8066	2.73%
Janus Henderson Global Technology and Innovation Fund Class S	29.4931	28.6863	0.8068	2.74%
Janus Henderson VIT Enterprise	146.2603	146.2482	0.0121	0.01%
JPMorgan Small Cap Value	54.6387	54.6022	0.0365	0.07%
Lord Abbett Developing Growth Portfolio	68.5676	68.3211	0.2465	0.36%
LVIP JPM US Equity Fund	94.2199	93.5949	0.6250	0.66%
MFS Mid Cap Value Portfolio	22.1817	22.2455	-0.0638	-0.29%
MFS VIT III Blended Research Small Cap Equity Portfolio Initial Class	26.2391	26.0722	0.1669	0.64%
MFS VIT III Mid Cap Value Portfolio Initial Class	17.5918	17.6251	-0.0333	-0.19%
MFS VIT International Growth Service	24.2503	24.0628	0.1875	0.77%
MFS VIT New Discovery Initial	29.1408	29.0375	0.1033	0.35%
Neuberger Berman Genesis Fund (Advisor Class)	64.1753	64.2005	-0.0252	-0.04%
Putnam VT Sustainable Leaders IA	78.6390	77.8483	0.7907	1.01%
T Rowe Price Blue Chip Growth Portfolio	87.9199	86.6408	1.2791	1.45%
T Rowe Price Emerging Markets Stock Fund - Invest	53.4674	52.6244	0.8430	1.58%
T Rowe Price Equity Income Fund - Investor Class	69.0753	69.0271	0.0482	0.07%
T Rowe Price Global Real Estate - Investor Class	25.0457	25.1005	-0.0548	-0.22%
T Rowe Price Growth Stock Fund - Investor Class	177.4470	174.8569	2.5901	1.46%
T Rowe Price International Bond Fund-Investor Class	7.8674	7.8437	0.0237	0.30%
T Rowe Price New Horizons Fund - Investor Class	112.9745	112.2378	0.7367	0.65%
T Rowe Price New Income Fund - Investor Class	9.6202	9.6051	0.0151	0.16%
T Rowe Price Overseas Stock Fund - Investor Class	18.4607	18.3634	0.0973	0.53%
T Rowe Price Small Cap Value - Investor Class	89.4761	89.3713	0.1048	0.12%
T Rowe Price Spectrum Income Fund-Investor Class	15.1244	15.1067	0.0177	0.12%
Templeton Global Bond Securities Fund - Class 4	18.5413	18.5015	0.0398	0.21%
Templeton Global Bond VIP Fund Class 1	15.1600	15.1288	0.0312	0.21%
Vanguard 500 Index Admiral Shares	684.2623	678.8403	5.4220	0.79%
Vanguard Developed Markets Index Admiral Shares	25.7237	25.6069	0.1168	0.45%
Vanguard Emerging Markets Stock Index Admiral Shares	56.7269	55.8797	0.8472	1.49%
Vanguard Extended Market Index Signal Shares	171.8379	171.5926	0.2453	0.14%
Vanguard Federal Money Market Fund	1.1118	1.1115	0.0003	0.03%
Vanguard High-Yield Corporate Fund Admiral Shares	8.0570	8.0530	0.0040	0.05%
Vanguard Mid-Growth Fund	49.2151	49.0322	0.1829	0.37%
Vanguard Real Estate Index Fund Admiral Shares	171.8676	172.2811	-0.4135	-0.24%
Vanguard Retirement Income Fund	18.7269	18.6614	0.0655	0.35%
Vanguard Selected Value Fund	63.8562	64.1738	-0.3176	-0.50%
Vanguard Small Cap Index Admiral Shares	138.4976	138.3799	0.1177	0.08%
Vanguard Target Retirement 2025 Fund	30.1412	30.0111	0.1301	0.43%
Vanguard Target Retirement 2030 Fund	57.9641	57.6772	0.2869	0.49%
Vanguard Target Retirement 2035 Fund	37.7429	37.5469	0.1960	0.52%
Vanguard Target Retirement 2040 Fund	68.7541	68.3643	0.3898	0.57%
Vanguard Target Retirement 2045 Fund	45.5821	45.3108	0.2713	0.60%
Vanguard Target Retirement 2050 Fund	75.5874	75.0980	0.4894	0.65%
Vanguard Target Retirement 2055 Fund	79.8553	79.3358	0.5195	0.65%
Vanguard Target Retirement 2060 Fund	70.5294	70.0640	0.4654	0.66%
Vanguard Target Retirement Fund 2020	47.2973	47.1314	0.1659	0.35%
Vanguard Total Bond Market Index Admiral Shares	11.2743	11.2594	0.0149	0.13%
Vanguard Variable Insurance Fund Equity Index Fund	111.6911	110.7959	0.8952	0.80%
Vanguard Variable Insurance Fund International Fund	46.8744	46.1775	0.6969	1.49%
Vanguard Variable Insurance Fund Mid-Cap Index	47.3832	47.4191	-0.0359	-0.08%
Vanguard Variable Insurance Fund Real Estate IndexPortfolio	18.4948	18.5415	-0.0467	-0.25%
Vanguard Variable Insurance Fund Small Co Growth	41.6172	41.1760	0.4412	1.06%
Vanguard Variable Insurance Fund Total Bond Mkt Idx	12.1526	12.1298	0.0228	0.19%
Vanguard VIF Global Bond Index	20.6085	20.5754	0.0331	0.16%
Vanguard VIF Short-Term Investment Grade Bond	11.6197	11.6087	0.0110	0.09%
Wilshire VIT Global Allocation Fund	51.5506	51.3125	0.2381	0.46%

Version 2.0.3