Updated: Thursday, July 3, 2025

The Accumulation Unit Values (AUVs) shown below represent Horace Mann's individual variable annuities with mortality and expenses risk (M&E) fees of 1.25 percent. The AUVs are as of the market close at 3:00 p.m. CST. Horace Mann Life Insurance Company has other annuity contracts with different M&E fees resulting in different AUVs than those shown below. If you want to know the AUV specific to your annuity contract, please consult your policy information. This will require a sign-on or registration before you can access your data.

Annuity

Switch to 0.95 M&E factor

Investment Option	AUV as of 07/03/2025	AUV as of 07/02/2025	AUV Change	Percentage Change
Alger Mid Cap Growth I-2	49.4224	48.8659	0.5565	1.13%
Allspring VT Discovery SMID Growth Fund	70.0411	69.3370	0.7041	1.01%
American Funds Insurance Series New World Class 1	38.0400	37.8112	0.2288	0.60%
American Funds IS Growth Fund	368.6136	365.1111	3.5025	0.95%
American Funds IS International Growth & Income Class 1	23.8931	23.8553	0.0378	0.16%
American Funds IS Managed Risk Asset Allocation	19.9502	19.8541	0.0961	0.48%
American Funds IS New World Fund	41.4514	41.1959	0.2555	0.62%
American Funds IS US Government Securities Fund Cl1	12.2981	12.3482	-0.0501	-0.41%
American Funds IS Washington Mutual Investors Class 1	31.7462	31.4902	0.2560	0.81%
American Funds IS Washington Mutual Investors FundCl 4	37.4954	37.1819	0.3135	0.84%
BlackRock High Yield Variable Insurance Fund Class1	10.0611	10.0541	0.0070	0.07%
BlackRock High Yield Variable Insurance Fund III	9.8809	9.8742	0.0067	0.07%
BNY Mellon Investment Products: Small Cap Stock Index Portfolio	49.7968	49.5025	0.2943	0.59%
Calvert VP SRI Balanced I	3.6744	3.6617	0.0127	0.35%
ClearBridge Variable Small Cap Growth	37.9222	37.5290	0.3932	1.04%
CVT S&P Mid Cap 400 Index Portfolio	231.6529	230.1800	1.4729	0.64%
Dimensional VA US Targeted Value	36.3928	36.2198	0.1730	0.48%
Fidelity VIP Freedom 2015 Service Class 2	19.4028	19.3868	0.0160	0.08%
Fidelity VIP Freedom 2020 Fund Initial Class	20.3629	20.3165	0.0464	0.23%
Fidelity VIP Freedom 2025 Fund Initial Class	22.1837	22.1316	0.0521	0.23%
Fidelity VIP Freedom 2025 Service Class 2	22.9977	22.9430	0.0547	0.24%
Fidelity VIP Freedom 2030 Fund Initial Class	23.2915	23.2243	0.0672	0.29%
Fidelity VIP Freedom 2035 Fund Initial Class	39.2010	39.0541	0.1469	0.37%
Fidelity VIP Freedom 2035 Service Class 2	40.7205	40.5659	0.1546	0.38%
Fidelity VIP Freedom 2040 Fund Initial Class	40.0978	39.9019	0.1959	0.49%
Fidelity VIP Freedom 2045 Fund Initial Class	40.3911	40.1707	0.2204	0.55%
Fidelity VIP Freedom 2045 Service Class 2	42.2437	42.0105	0.2332	0.55%
Fidelity VIP Freedom 2050 Fund Initial Class	36.5659	36.3724	0.1935	0.53%
Fidelity VIP Freedom 2055 Fund Initial Class	17.9457	17.8491	0.0966	0.54%
Fidelity VIP Freedom 2055 Service Class 2	17.7879	17.6916	0.0963	0.54%
Fidelity VIP Freedom 2060 Initial Class	18.0539	17.9548	0.0991	0.55%
Fidelity VIP Freedom 2065 SC2	17.7148	17.6175	0.0973	0.55%
Fidelity VIP Freedom Retirement Income Initial	14.0374	14.0378	-0.0004	0.00%
Fidelity VIP FundsManager 20% Service Class 2	14.0207	14.0338	-0.0131	-0.09%
Fidelity VIP FundsManager 50% Service Class 2	19.6273	19.5973	0.0300	0.15%
Fidelity VIP FundsManager 60% Service Class 2	19.9123	19.8592	0.0531	0.27%
Fidelity VIP FundsManager 70% Service Class 2	23.4319	23.3332	0.0987	0.42%
Fidelity VIP FundsManager 85% Service Class 2	25.9391	25.8142	0.1249	0.48%
Fidelity VIP Index 500 Portfolio (SC2)	763.7882	757.3845	6.4037	0.84%
Fidelity VIP Investment Grade Bond Portfolio (SC2)	22.8363	22.8997	-0.0634	-0.28%
Fidelity VIP Overseas Portfolio (SC2)	49.7775	49.6112	0.1663	0.33%
Fidelity VIP Real Estate Portfolio Service Class 2	25.1563	25.1005	0.0558	0.22%
Fidelity VIT Investment Grade Bond Initial Class	12.7972	12.8315	-0.0343	-0.27%
Goldman Sachs Government Money Market Fund Institutional	1.0763	1.0758	0.0005	0.05%
Janus Henderson Global Technology and Innovation Fund Class I	24.2771	23.9033	0.3738	1.54%
Janus Henderson Global Technology and Innovation Fund Class S	24.3033	23.9295	0.3738	1.54%
Janus Henderson VIT Enterprise	140.9243	139.9764	0.9479	0.67%
JPMorgan Small Cap Value	43.7563	43.4580	0.2983	0.68%
Lord Abbett Developing Growth Portfolio	51.2898	50.5395	0.7503	1.46%
LVIP JPM US Equity Fund	87.0165	86.2530	0.7635	0.88%
MFS Mid Cap Value Portfolio	20.4588	20.3830	0.0758	0.37%
MFS VIT III Blended Research Small Cap Equity Portfolio Initial Class	22.1017	21.9292	0.1725	0.78%
MFS VIT III Mid Cap Value Portfolio Initial Class	16.1858	16.1121	0.0737	0.46%
MFS VIT International Growth Service	22.9693	22.9318	0.0375	0.16%
MFS VIT New Discovery Initial	25.6616	25.4869	0.1747	0.68%
Neuberger Berman Genesis Fund (Advisor Class)	62.1871	61.8298	0.3573	0.57%
Putnam VT Sustainable Leaders IA	72.7432	72.1778	0.5654	0.78%
T Rowe Price Blue Chip Growth Portfolio	80.5035	79.6051	0.8984	1.12%
T Rowe Price Emerging Markets Stock Fund - Invest	39.4234	39.1353	0.2881	0.73%
T Rowe Price Equity Income Fund - Investor Class	61.5396	61.2923	0.2473	0.40%
T Rowe Price Global Real Estate - Investor Class	23.0627	23.0635	-0.0008	0.00%
T Rowe Price Growth Stock Fund - Investor Class	163.5111	161.6740	1.8371	1.12%
T Rowe Price International Bond Fund-Investor Class	7.9698	7.9778	-0.0080	-0.10%
T Rowe Price New Horizons Fund - Investor Class	98.0015	96.8435	1.1580	1.18%
T Rowe Price New Income Fund - Investor Class	9.3586	9.3777	-0.0191	-0.20%
T Rowe Price Overseas Stock Fund - Investor Class	15.9980	15.9878	0.0102	0.06%
T Rowe Price Small Cap Value - Investor Class	74.3339	73.8058	0.5281	0.71%
T Rowe Price Spectrum Income Fund-Investor Class	14.6404	14.6475	-0.0071	-0.05%
Templeton Global Bond Securities Fund - Class 4	17.9138	17.9280	-0.0142	-0.08%
Templeton Global Bond VIP Fund Class 1	14.6099	14.6210	-0.0111	-0.08%
Vanguard 500 Index Admiral Shares	600.1850	595.1508	5.0342	0.84%
Vanguard Developed Markets Index Admiral Shares	21.3311	21.3086	0.0225	0.11%
Vanguard Emerging Markets Stock Index Admiral Shares	47.5401	47.3240	0.2161	0.45%
Vanguard Extended Market Index Signal Shares	150.5323	149.1506	1.3817	0.92%
Vanguard Federal Money Market Fund	1.0887	1.0882	0.0005	0.05%
Vanguard High-Yield Corporate Fund Admiral Shares	7.7657	7.7606	0.0051	0.07%
Vanguard Mid-Growth Fund	50.4785	49.8662	0.6123	1.21%
Vanguard Real Estate Index Fund Admiral Shares	159.3261	159.0194	0.3067	0.19%
Vanguard Retirement Income Fund	17.5455	17.5333	0.0122	0.07%
Vanguard Selected Value Fund	57.5206	57.3017	0.2189	0.38%
Vanguard Small Cap Index Admiral Shares	118.8623	118.0203	0.8420	0.71%
Vanguard Target Retirement 2025 Fund	27.5765	27.5090	0.0675	0.24%
Vanguard Target Retirement 2030 Fund	52.3385	52.1873	0.1512	0.29%
Vanguard Target Retirement 2035 Fund	33.7328	33.6050	0.1278	0.38%
Vanguard Target Retirement 2040 Fund	60.8454	60.5906	0.2548	0.42%
Vanguard Target Retirement 2045 Fund	39.9427	39.7608	0.1819	0.46%
Vanguard Target Retirement 2050 Fund	65.6016	65.2598	0.3418	0.52%
Vanguard Target Retirement 2055 Fund	69.2605	68.9036	0.3569	0.52%
Vanguard Target Retirement 2060 Fund	61.1742	60.8534	0.3208	0.52%
Vanguard Target Retirement Fund 2020	44.0823	44.0213	0.0610	0.14%
Vanguard Total Bond Market Index Admiral Shares	10.9426	10.9723	-0.0297	-0.27%
Vanguard Variable Insurance Fund Equity Index Fund	98.0447	97.2220	0.8227	0.84%
Vanguard Variable Insurance Fund International Fund	44.4443	44.3169	0.1274	0.29%
Vanguard Variable Insurance Fund Mid-Cap Index	43.8147	43.5582	0.2565	0.59%
Vanguard Variable Insurance Fund Real Estate IndexPortfolio	17.1660	17.1221	0.0439	0.26%
Vanguard Variable Insurance Fund Small Co Growth	37.1467	36.8184	0.3283	0.88%
Vanguard Variable Insurance Fund Total Bond Mkt Idx	11.8019	11.8362	-0.0343	-0.29%
Vanguard VIF Global Bond Index	20.1781	20.2118	-0.0337	-0.17%
Vanguard VIF Short-Term Investment Grade Bond	11.2985	11.3207	-0.0222	-0.20%
Wilshire VIT Global Allocation Fund	46.6310	46.4280	0.2030	0.44%

Version 2.0.3