Updated: Friday, September 11, 2026

The Accumulation Unit Values (AUVs) shown below represent Horace Mann's individual variable annuities with mortality and expenses risk (M&E) fees of 1.25 percent. The AUVs are as of the market close at 3:00 p.m. CST. Horace Mann Life Insurance Company has other annuity contracts with different M&E fees resulting in different AUVs than those shown below. If you want to know the AUV specific to your annuity contract, please consult your policy information. This will require a sign-on or registration before you can access your data.

Annuity

Switch to 0.95 M&E factor

Investment Option	AUV as of 09/11/2026	AUV as of 09/10/2026	AUV Change	Percentage Change
Alger Mid Cap Growth I-2	54.2568	53.8625	0.3943	0.73%
Allspring VT Discovery SMID Growth Fund	74.6673	73.8684	0.7989	1.07%
American Funds Insurance Series New World Class 1	48.2112	48.5280	-0.3168	-0.66%
American Funds IS Growth Fund	419.2173	416.2738	2.9435	0.70%
American Funds IS International Growth & Income Class 1	30.1165	30.1957	-0.0792	-0.26%
American Funds IS Managed Risk Asset Allocation	22.0786	21.9911	0.0875	0.40%
American Funds IS New World Fund	52.2208	52.5584	-0.3376	-0.65%
American Funds IS US Government Securities Fund Cl1	12.2610	12.2998	-0.0388	-0.32%
American Funds IS Washington Mutual Investors Class 1	36.1818	36.0221	0.1597	0.44%
American Funds IS Washington Mutual Investors FundCl 4	42.4699	42.2991	0.1708	0.40%
BlackRock High Yield Variable Insurance Fund Class1	10.5389	10.5336	0.0053	0.05%
BlackRock High Yield Variable Insurance Fund III	10.3209	10.3159	0.0050	0.05%
BNY Mellon Investment Products: Small Cap Stock Index Portfolio	62.1911	61.8718	0.3193	0.51%
Calvert VP SRI Balanced I	3.9746	3.9477	0.0269	0.68%
ClearBridge Variable Small Cap Growth	43.1374	42.7154	0.4220	0.98%
CVT S&P Mid Cap 400 Index Portfolio	268.1262	265.9014	2.2248	0.83%
Dimensional VA US Targeted Value	46.0307	45.7567	0.2740	0.60%
Fidelity VIP Freedom 2015 Service Class 2	20.7949	20.7599	0.0350	0.17%
Fidelity VIP Freedom 2020 Fund Initial Class	22.1528	22.1023	0.0505	0.23%
Fidelity VIP Freedom 2025 Fund Initial Class	24.4705	24.4010	0.0695	0.28%
Fidelity VIP Freedom 2025 Service Class 2	25.2880	25.2152	0.0728	0.29%
Fidelity VIP Freedom 2030 Fund Initial Class	25.9792	25.8793	0.0999	0.38%
Fidelity VIP Freedom 2035 Fund Initial Class	44.3470	44.1338	0.2132	0.48%
Fidelity VIP Freedom 2035 Service Class 2	45.9284	45.7044	0.2240	0.49%
Fidelity VIP Freedom 2040 Fund Initial Class	46.5304	46.2300	0.3004	0.65%
Fidelity VIP Freedom 2045 Fund Initial Class	47.6047	47.2638	0.3409	0.72%
Fidelity VIP Freedom 2045 Service Class 2	49.6456	49.2853	0.3603	0.73%
Fidelity VIP Freedom 2050 Fund Initial Class	43.2175	42.8905	0.3270	0.76%
Fidelity VIP Freedom 2055 Fund Initial Class	21.2754	21.1076	0.1678	0.79%
Fidelity VIP Freedom 2055 Service Class 2	21.0252	20.8583	0.1669	0.79%
Fidelity VIP Freedom 2060 Initial Class	21.4047	21.2326	0.1721	0.80%
Fidelity VIP Freedom 2065 SC2	20.9324	20.7762	0.1562	0.75%
Fidelity VIP Freedom Retirement Initial	14.8281	14.8162	0.0119	0.08%
Fidelity VIP FundsManager 20% Service Class 2	14.9273	14.9149	0.0124	0.08%
Fidelity VIP FundsManager 50% Service Class 2	22.2476	22.1680	0.0796	0.36%
Fidelity VIP FundsManager 60% Service Class 2	23.0314	22.9209	0.1105	0.48%
Fidelity VIP FundsManager 70% Service Class 2	27.6921	27.5223	0.1698	0.61%
Fidelity VIP FundsManager 85% Service Class 2	31.6264	31.3864	0.2400	0.76%
Fidelity VIP Index 500 Portfolio (SC2)	926.9345	919.0170	7.9175	0.85%
Fidelity VIP Investment Grade Bond Portfolio (SC2)	22.8691	22.8912	-0.0221	-0.10%
Fidelity VIP Overseas Portfolio (SC2)	52.2707	51.7358	0.5349	1.02%
Fidelity VIP Real Estate Portfolio Service Class 2	27.3684	27.1560	0.2124	0.78%
Fidelity VIT Investment Grade Bond Initial Class	12.8499	12.8619	-0.0120	-0.09%
Goldman Sachs Government Money Market Fund Institutional	1.1086	1.1083	0.0003	0.03%
Janus Henderson Global Technology and Innovation Fund Class I	32.8012	32.7662	0.0350	0.11%
Janus Henderson Global Technology and Innovation Fund Class S	32.7515	32.7165	0.0350	0.11%
Janus Henderson VIT Enterprise	150.3770	148.2587	2.1183	1.41%
JPMorgan Small Cap Value	57.8526	57.5685	0.2841	0.49%
Lord Abbett Developing Growth Portfolio	67.2109	66.2407	0.9702	1.44%
LVIP JPM US Equity Fund	97.1254	96.3937	0.7317	0.75%
MFS Mid Cap Value Portfolio	23.6034	23.4039	0.1995	0.85%
MFS VIT III Blended Research Small Cap Equity Portfolio Initial Class	27.0520	26.8494	0.2026	0.75%
MFS VIT III Mid Cap Value Portfolio Initial Class	18.7323	18.5597	0.1726	0.92%
MFS VIT International Growth Service	24.4882	24.4468	0.0414	0.17%
MFS VIT New Discovery Initial	30.7317	30.5597	0.1720	0.56%
Neuberger Genesis Fund (Advisor Class)	65.7954	65.3927	0.4027	0.61%
Putnam VT Sustainable Leaders IA	82.1734	81.4586	0.7148	0.87%
T Rowe Price Blue Chip Growth Portfolio	87.7898	87.1550	0.6348	0.72%
T Rowe Price Emerging Markets Stock Fund - Invest	57.9787	57.6219	0.3568	0.62%
T Rowe Price Equity Income Fund - Investor Class	76.5178	75.9992	0.5186	0.68%
T Rowe Price Global Real Estate - Investor Class	24.7688	24.6751	0.0937	0.38%
T Rowe Price Growth Stock Fund - Investor Class	179.7817	178.3658	1.4159	0.79%
T Rowe Price International Bond Fund-Investor Class	7.8016	7.8105	-0.0089	-0.11%
T Rowe Price New Horizons Fund - Investor Class	111.9958	111.3227	0.6731	0.60%
T Rowe Price New Income Fund - Investor Class	9.3949	9.4039	-0.0090	-0.10%
T Rowe Price Overseas Stock Fund - Investor Class	19.7897	19.5740	0.2157	1.09%
T Rowe Price Small Cap Value - Investor Class	91.4266	91.0615	0.3651	0.40%
T Rowe Price Spectrum Income Fund-Investor Class	15.0641	15.0733	-0.0092	-0.06%
Templeton Global Bond Securities Fund - Class 4	18.9973	18.9979	-0.0006	0.00%
Templeton Global Bond VIP Fund Class 1	15.5572	15.5578	-0.0006	0.00%
Vanguard 500 Index Admiral Shares	730.9151	724.6707	6.2444	0.85%
Vanguard Developed Markets Index Admiral Shares	27.4740	27.2161	0.2579	0.94%
Vanguard Emerging Markets Stock Index Admiral Shares	58.0978	57.9376	0.1602	0.28%
Vanguard Extended Market Index Signal Shares	180.6071	179.2811	1.3260	0.73%
Vanguard Federal Money Market Fund	1.1218	1.1215	0.0003	0.03%
Vanguard High-Yield Corporate Fund Admiral Shares	8.0683	8.0643	0.0040	0.05%
Vanguard Mid-Growth Fund	51.4078	50.7972	0.6106	1.19%
Vanguard Real Estate Index Fund Admiral Shares	171.6868	170.3888	1.2980	0.76%
Vanguard Retirement Income Fund	18.8468	18.8078	0.0390	0.21%
Vanguard Selected Value Fund	69.3563	68.6863	0.6700	0.97%
Vanguard Small Cap Index Admiral Shares	143.0952	141.9291	1.1661	0.81%
Vanguard Target Retirement 2025 Fund	30.7361	30.6357	0.1004	0.33%
Vanguard Target Retirement 2030 Fund	59.5680	59.3088	0.2592	0.44%
Vanguard Target Retirement 2035 Fund	39.0410	38.8460	0.1950	0.50%
Vanguard Target Retirement 2040 Fund	71.5723	71.1456	0.4267	0.60%
Vanguard Target Retirement 2045 Fund	47.7332	47.4264	0.3068	0.64%
Vanguard Target Retirement 2050 Fund	79.6303	79.0719	0.5584	0.70%
Vanguard Target Retirement 2055 Fund	84.1940	83.5757	0.6183	0.73%
Vanguard Target Retirement 2060 Fund	74.3583	73.8197	0.5386	0.72%
Vanguard Target Retirement Fund 2020	47.7044	47.6060	0.0984	0.21%
Vanguard Total Bond Market Index Admiral Shares	10.9994	11.0194	-0.0200	-0.18%
Vanguard Variable Insurance Fund Equity Index Fund	119.2581	118.2324	1.0257	0.86%
Vanguard Variable Insurance Fund International Fund	49.1929	48.8895	0.3034	0.62%
Vanguard Variable Insurance Fund Mid-Cap Index	49.9368	49.5462	0.3906	0.78%
Vanguard Variable Insurance Fund Real Estate IndexPortfolio	18.4675	18.3306	0.1369	0.74%
Vanguard Variable Insurance Fund Small Co Growth	43.0746	42.6567	0.4179	0.97%
Vanguard Variable Insurance Fund Total Bond Mkt Idx	11.8525	11.8644	-0.0119	-0.10%
Vanguard VIF Global Bond Index	20.1519	20.1750	-0.0231	-0.11%
Vanguard VIF Short-Term Investment Grade Bond	11.5303	11.5419	-0.0116	-0.10%
Wilshire VIT Global Allocation Fund	53.4518	53.2627	0.1891	0.35%

Version 2.0.3